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Well, I made a decision that will effectively halve my earnings, but I have plans for 2009 that involve spending a good amount.  So far:


  • Going to Los Angeles to see Grandma ASAP (whether she recognizes me or not)

  • Going to Comic-Con in San Diego in July

  • Throwing a big year-end party (big, as in everyone who reads this is effectively invited)


I make diddly at my job right now, so these plans mean dipping into savings, which is frustratingly ALRIGHT - because the interest I'm earning is next to nothing.  I really need to move my funds to something with more interest.  CPB's 3.5% something sounds good right now, but it would mean 1) moving the money, and 2) moving the direct-deposit.  Also, 3) I'm overall not really impressed with CPB, so kind of "meh" about the whole thing.

Maybe I should pick up a horoscope book to check on money issues for the Dog in the year of the Ox...OH WAIT THAT WOULD INVOLVE SPENDING MORE MONEY

Also, medical/dental insurance - is it really worth it?  Every time I really think about it, I come up with the answer being "no" - barring any "bus ran me over" incidents

Comments

( 3 comments — Leave a comment )
kyubikitsy
Jan. 20th, 2009 07:34 am (UTC)
Well, I'd check the flight prices on Hawaiian ASAP - they have some pretty good deals right about now.

As for SDCC, before you book a flight, look for hotel rooms - they go really fast. o_o;! Every year I've gone, I had to catch the train down. (Or find someone who may be going and split a room! ^o^)

Insurance is something that's nice to have - it's really peace of mind. Minor things like doctor visits isn't too bad, but medication can KILL you. And if you ever go to the ER - (I have gone about 4-5 times in the past 5 years.. >___>;;) it will effectively cost you nothing. You just pay for the x-rays, some of the doctor's time, the meds they issue you - things like that. ER visits alone are about $3000 - 5000.

Dental isn't too bad - if you have good teeth. But I find dental is "affordable" - or at least more so than doctors. Check ups range about $60-80. X-rays effectively double that. Any sort of dental work past that - it's usually $500+.

So, stay healthy!
elanswer
Jan. 20th, 2009 09:08 am (UTC)
You're right about Hawaiian's good fares - thanks! But for some reason, Mom wants me to go later on.. she thinks that maybe by April, Grandma will have improved so that she can recognize me... here's me thinking, "She's on dialysis and being fed through a tube to her stomach... will she even still be there in April??" I still want to go in Feb...

SDCC - supposedly early February, they let us know about discounted hotel rooms that will sell out the first day... right now I'm not looking to stay at anywhere except the Marriott (convenience + security) - and without any discount, that's 500+ per night (380 for the other one not on the Marina)

Ok, so again barring any major medical issues I can probably safely forgo insurance again this year - because I don't really believe in much medicine (except antibiotics, and I hate those because they cause problems for my tummy).. the only thing that will kill me is dental if I need to get my wisdom teeth...somethinged.
butterflyborn
Jan. 20th, 2009 10:04 pm (UTC)
*hugs*

I haven't decided yet about SDCC. One friend is trying to tempt me though. LOL
( 3 comments — Leave a comment )